General Liability Insurance
Rapid Solutions specialises in quality
general liability insurance
for home services businesses with activities including:
- Urban pest and weed control
- Agricultural pest and weed control
- Handyman and cleaning services
- Building inspections
- Lawn/garden/tree care
- Fumigation
Environmental Impairment
Liability Cover
Spray Drift
In-House Claims Service
Tailored Policy Endorsements
Cover is designed to meet the needs of property maintenance services.
Dedicated Support Team
Every Rapid Solutions client has access to a dedicated insurance expert.
Your Questions Answered
Rapid Solutions combines both general and public liability insurance for property services businesses into the one policy type. This insurance is designed to help cover the costs of liability claims made against your business by a third party – for personal injury (including to visitors and employees) and property damage.
If you cease to run your business or sell it, it is recommended that you take ‘run-off’ cover, a type of liability insurance that generally has a reduced premium compared to standard liability insurance. This type of cover will protect you in the event a third party claims against you once you are no longer in business.
Yes, you can have general liability insurance for your property services business on its own (rather than alongside professional indemnity insurance). However, it is recommended that you take both liability and professional indemnity insurance so your business is protected by much stronger coverage. Otherwise, you could potentially leave yourself vulnerable in the event of a claim.
Business owners can choose between different limits for their insurance policy coverage (i.e. the dollar limit of claim-related costs that will be covered by the insurer). Rapid Solutions can offer various limits of cover for liability, with the minimum being $5 million. The higher the limit, the higher the insurance premium. When considering cover limits, it is recommended that you consider a number of factors including the nature of your business, size of your business including turnover and size of clients you provide advice/service too.
Rapid Solutions provides property services business owners with a holistic insurance offering, thanks in part to our long-standing partnerships with carefully selected specialist insurers. In addition to professional indemnity and public liability insurance, we offer Business Pack, PestShield Motor Vehicle Insurance, and General Property Insurance.
If you would like to make a change to your policy or request your policy be cancelled, please contact our customer service team.
Our customer service team is available Monday to Friday, 9am to 5pm AEST. Please call 1300 309 169 or email [email protected].
You can lodge a claim online by completing a claims form here.
If you would like to inquire about or lodge a claim, please contact our in-house claims team. They will support you throughout the process and work to achieve a positive resolution.
Our claims team is available Monday to Friday, 9am to 5pm AEST. Please call 1300 309 169 or email [email protected].
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