General Liability Insurance​

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Rapid Solutions specialises in quality

General Liability Insurance

for home services businesses with activities including:

  • Electrical test and tag
  • Diggers
  • Energy system installation

Environmental Impairment

Provides you with protection for claims involving unintentional release or escape of pollutants.

Liability Cover

Covers you for third party personal injury or property damage caused by, or arising out of, your products/services.

Spray Drift

Protects your business against accidental or unintended spray drift.

In-House Claims Service

Our in-house claims team will personally support you and manage your claims for total peace of mind.

Run-Off Cover

Protection for claims against previous work, in the event you sell or cease business operations.

Dedicated Support Team

Every Rapid Solutions client has access to a dedicated insurance expert.

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Your Questions Answered

Rapid Solutions combines both general and public liability insurance for home services businesses into the one policy type. This insurance is designed to help cover the costs of liability claims made against your business by a third party – for personal injury (including to visitors and employees) and property damage.

If you cease to run your business or sell it, it is recommended that you take ‘run-off’ cover, a type of liability insurance that generally has a reduced premium compared to standard liability insurance. This type of cover will protect you in the event a third party claims against you once you are no longer in business.

Yes, you can have general liability insurance for your home services business on its own (rather than alongside professional indemnity insurance). However, it is recommended that you take both liability and professional indemnity insurance so your business is protected by much stronger coverage. Otherwise, you could potentially leave yourself vulnerable in the event of a claim.

Business owners can choose between different limits for their insurance policy coverage (i.e. the dollar limit of claim-related costs that will be covered by the insurer). Rapid Solutions can offer various limits of cover for liability, with the minimum being $5 million. The higher the limit, the higher the insurance premium. When considering cover limits, it is recommended that you consider a number of factors including the nature of your business, size of your business including turnover and size of clients you provide advice/service too.

Rapid Solutions provides home services business owners with a holistic insurance offering, thanks in part to our long-standing partnerships with carefully selected specialist insurers. In addition to professional indemnity and public liability insurance, we offer Business Pack, PestShield Motor Vehicle Insurance, and General Property Insurance.

If you would like to make a change to your policy or request your policy be cancelled, please contact our customer service team.

Our customer service team is available Monday to Friday, 9am to 5pm AEST. Please call 1300 309 169 or email [email protected].

You can lodge a claim online by completing a claims form here.

If you would like to inquire about or lodge a claim, please contact our in-house claims team. They will support you throughout the process and work to achieve a positive resolution.

Our claims team is available Monday to Friday, 9am to 5pm AEST. Please call 1300 309 169 or email [email protected].

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Testimonials

Absolutely Fantastic
Rapid Solutions are absolutely fantastic for our small business! We have used Rapid for over ten years for our business insurance and have even recently moved over our vehicles as well. We use Report Writer on a daily basis giving our technicians the ability to be completely paper free and send professional reports from the job. The team at Rapid are always super helpful – we could not recommend them highly enough.
Rhiannon BrownEnvirapest Pty Ltd
Rhiannon Brown
Every Problem Resolved
During our time with Rapid Solutions I have called Gary with queries and every time he has revolved my problems regarding pest management
Matthew DavidsZone Pest
Matthew Davids
Exceptional Team
We’ve had more than 60% of our staff trained through Rapid Solutions. They are exceptional team members.
Mick HumberstoneSurekil Pest Control
Mick Humberstone
Informative Conference
Great networking opportunity. A must do if you want to keep on top of industry events.
Dale Kennedy3D Inspection Systems
Dale Kennedy
Rapid Solutions Were The Only Ones To Trust Us
We started our family business in 2013 and were very nervous on how it would go, Rapid Solutions were the only ones to trust us and take us on to protect the business, today we have prospered, and the business is booming
Ian FlemingHousehold Pest Control
Ian Fleming
Much More than Insurance
We have been insured with Rapid Solutions since 2003. Much more than insurance, Rapid Solutions help us manage the risks that our building consultancy faces every day. They have experts available to help and advise wherever needed. This support is the real tangible benefit of Rapid Solutions to us.
Dale KennedyInspect It First
Dale Kennedy
Absolute Pleasure
When choosing an insurer, we look beyond the price tag. The service Rapid provide in training, conferences and direct contact is an essential element within our industry. Any contact we have had with the Rapid team has been an absolute pleasure.
Trent ChapmanLocal Pest Experts
Trent Chapman
Great Quality and Service
We have been using Rapid for insurance and paperwork for years now, great quality and service
Zack LaneMr Termite
Zack Lane
Specialised Training
Many thanks to Rapid Solutions and all the staff. I have received specialised training, mentoring from experts and business insurance. Rapid is my go-to when I need more than insurance.
Colin LoweAlbury Regional Inspection Service
Colin Lowe
Great Staff Makes a Great Team
The wonderful team at Rapid Solutions is only a phone call away when we have a query and the paperwork leads the industry standard. Great staff makes a great team. I would not trust my pest control insurance with any other insurer.
Rudy TschautAll Guard Pest Control
Rudy Tschaut
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Absolutely Fantastic
Rapid Solutions are absolutely fantastic for our small business! We have used Rapid for over ten years for our business insurance and have even recently moved over our vehicles as well. We use Report Writer on a daily basis giving our technicians the ability to be completely paper free and send professional reports from the job. The team at Rapid are always super helpful – we could not recommend them highly enough.
Rhiannon BrownEnvirapest Pty Ltd
Rhiannon Brown
Every Problem Resolved
During our time with Rapid Solutions I have called Gary with queries and every time he has revolved my problems regarding pest management
Matthew DavidsZone Pest
Matthew Davids
Exceptional Team
We’ve had more than 60% of our staff trained through Rapid Solutions. They are exceptional team members.
Mick HumberstoneSurekil Pest Control
Mick Humberstone
Informative Conference
Great networking opportunity. A must do if you want to keep on top of industry events.
Dale Kennedy3D Inspection Systems
Dale Kennedy
Rapid Solutions Were The Only Ones To Trust Us
We started our family business in 2013 and were very nervous on how it would go, Rapid Solutions were the only ones to trust us and take us on to protect the business, today we have prospered, and the business is booming
Ian FlemingHousehold Pest Control
Ian Fleming
Much More than Insurance
We have been insured with Rapid Solutions since 2003. Much more than insurance, Rapid Solutions help us manage the risks that our building consultancy faces every day. They have experts available to help and advise wherever needed. This support is the real tangible benefit of Rapid Solutions to us.
Dale KennedyInspect It First
Dale Kennedy
Absolute Pleasure
When choosing an insurer, we look beyond the price tag. The service Rapid provide in training, conferences and direct contact is an essential element within our industry. Any contact we have had with the Rapid team has been an absolute pleasure.
Trent ChapmanLocal Pest Experts
Trent Chapman
Great Quality and Service
We have been using Rapid for insurance and paperwork for years now, great quality and service
Zack LaneMr Termite
Zack Lane
Specialised Training
Many thanks to Rapid Solutions and all the staff. I have received specialised training, mentoring from experts and business insurance. Rapid is my go-to when I need more than insurance.
Colin LoweAlbury Regional Inspection Service
Colin Lowe
Great Staff Makes a Great Team
The wonderful team at Rapid Solutions is only a phone call away when we have a query and the paperwork leads the industry standard. Great staff makes a great team. I would not trust my pest control insurance with any other insurer.
Rudy TschautAll Guard Pest Control
Rudy Tschaut
Previous
Next
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