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Management Liability Insurance

Management Liability Insurance can protect you and your business against some of the financial risks of running a business

We understand your business and the protection you need.

Join the 2,000+ Australian pest managers who trust us to support and protect them so they can get on with their job.

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What can it cover?

Management Liability Insurance policies vary in the benefits they provide. To give you an idea, here’s the type of cover that your policy may include:


Employment practice liability Covers payouts for claims of employment breaches, such as wrongful dismissal, bullying or discrimination.
Directors' and officers' liability Protects your proprietary limited company's past, present and future directors, officers and managers against claims of wrongful acts, such as misrepresentation or breach of duty (subject to business size)
Crime Protects your business against claims such as employee or third party fraud (not all criminal activity is covered)
Corporate Liability Covers costs that your business would incur if you need to defend and settle claims from outside parties alleging wrongful conduct, as well as investigation into the affairs of the company.
Statutory liability Covers the cost of defence, fines and penalties under some statutes (e.g. Work Health and Safety).
Defence costs Covers your legal costs if your business ends up in court


What usually isn't covered?

Exclusions and the excess you need to pay can vary greatly depending on your insurer. Generally your policy won’t cover:

  • Cyber crime, unless specifically set out in your policy (you can get cover extensions in some cases)
  • Employee entitlements
  • Property damage or bodily injury

There are other exclusions which our Rapid Broker team can outline for you.

Ready for a quote?

The above information has been generalised. Full details of the cover provided under each type of cover and their exclusions, conditions, additional benefits and definitions are available in the full business/commercial insurance policy. A policy wording is available upon request.

Rapid Brokers Pty Ltd (ABN 53 101 545 626) is an Authorised Representative (No. 402807) of Ausure Pty Ltd (ABN 94 096 971 854 AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).