Income Protection Insurance

Income Protection Insurance

Personal Accident and Illness Insurance is designed to cover a person’s lost wages resulting from being unable to work, as well as lump sum payments for certain types of permanent incapacity. It can also cover a single lump sum payment in the event of death (generally referred to as a Capital Benefit). 

The inability to work must result from an accident or illness. Cover is provided to an individual person, not a business, so in the event of a claim, any money paid by the insurer is paid directly to the individual insured.

Personal Accident and Illness Insurance can be tailored to a person’s individual requirements. The policy offers the option to cover accident only or accident and illness cover combined.

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The above information has been generalised. Full details of the cover provided under each type of cover and their exclusions, conditions, additional benefits and definitions are available in the full business/commercial insurance policy. A policy wording is available upon request.

Rapid Brokers Pty Ltd (ABN 53 101 545 626) is an Authorised Representative (No. 402807) of Ausure Pty Ltd (ABN 94 096 971 854 AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).