Home & Contents Insurance

Home and Contents

Defined/Listed Events Policy is the basic Home and Contents insurance policy which provides cover for certain events that cause loss or damage. Some of the events that are covered under this type of policy are:

  • Fire or explosion
  • Burglary and theft
  • Impact by an aircraft, vehicle, tree or animal/bird
  • Accidental breakage of glass
  • Lightning or thunderbolt
  • Malicious damage
  • Storm, water or wind (most policies don’t cover damage from flood)
  • Earthquake

Others covers that can be provided under this type of policy are:

  • Liability connected with being a home occupier and/or owner
  • Valuables covers items such as jewellery, cameras and sporting equipment for accidental damage and loss within Australia
  • Workers Compensation for domestic employees
  • Accidental Damage Policy

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The above information has been generalised. Full details of the cover provided under each type of cover and their exclusions, conditions, additional benefits and definitions are available in the full business/commercial insurance policy. A policy wording is available upon request.

Rapid Brokers Pty Ltd (ABN 53 101 545 626) is an Authorised Representative (No. 402807) of Ausure Pty Ltd (ABN 94 096 971 854 AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).