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Farm Insurance

Farm Insurance

Following are general details of the types of cover that are available under a farm or rural insurance policy:

  • Home Property - covers your buildings and or contents for either defined events or accidental loss or damage.
  • Farm Property - covers physical loss or damage caused by defined events. 
  • Farm Machinery - covers physical loss of damage caused by defined events.
  • Theft - covers theft of your farm property or farm machinery or other specified items from your farm property.
  • Hay, Fencing, Livestock and Farm Trees - provides cover for fire, and other defined events (excluding theft).
  • Business Interruption - provides compensation to you in the event that an insured event, like a fire, causes an interruption to your farming business.
  • Liability - covers you for amounts you are legally liable to pay as compensation for Personal injury and/or Property damage occurring as a result of an occurrence in connection with your farming business.
  • Machinery Breakdown - cover for machinery against breakdown caused by sudden & unforeseen physical destruction or damage.
  • Road Transit - covers for loss or damage to goods while in a conveying vehicle on land caused by one or more of the Defined Events.
  • Personal Income - provides for payment of a set percentage of the Capital Sum Insured if the Insured Person suffers from an injury resulting in a defined event, and/or a weekly benefit for Temporary Total Disablement as a result of a Defined Event or sickness or a Temporary Partial Disablement as a result of a Defined Event.
  • Farm Motor - cover is provided for vehicles used in connection with the farming business and private vehicles of the property owner.

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The above information has been generalised. Full details of the cover provided under each type of cover and their exclusions, conditions, additional benefits and definitions are available in the full business/commercial insurance policy. A policy wording is available upon request.

Rapid Brokers Pty Ltd (ABN 53 101 545 626) is an Authorised Representative (No. 402807) of Ausure Pty Ltd (ABN 94 096 971 854 AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).