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Electronic Equipment Insurance

Electronic Equipment Insurance

This policy can provide cover for your thermal imaging cameras, PDAs, digital cameras and video cameras just to name a few. Following is a summary of the sections of cover that are available under an electronic equipment insurance policy:

Section 1: Hardware & Software - Depending on the actual insurance policy, this section generally provides cover for:

  • Fire and perils being fire, lightning, thunderbolt, earthquake, storm and tempest
  • Accidental damage
  • Theft
  • Breakdown
  • Damage whilst in transit

Section 2: Data Restoration - This section covers the cost of restoring data on your hardware that has been lost due to being corrupted by a power interruption or failure of an external telecommunications network.

Section 3: Increased Cost of Working - This section covers the Increased Cost of Working reasonably and necessarily incurred for following an insured loss under section 1 to maintain normal business operations.

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The above information has been generalised. Full details of the cover provided under each type of cover and their exclusions, conditions, additional benefits and definitions are available in the full business/commercial insurance policy. A policy wording is available upon request.

Rapid Brokers Pty Ltd (ABN 53 101 545 626) is an Authorised Representative (No. 402807) of Ausure Pty Ltd (ABN 94 096 971 854 AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).