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Building Inspection Insurance

Protect your business with our specialised building inspection insurance policies

We understand your risks

All industries, regardless of the line of work, have their own risks that come with the job. When you work as a Building Inspector, that is no different.

When you or your employees are out on the job, there are all kinds of things that can go wrong. From injuries you can sustain as an inspector, to damage you can inadvertently cause to the property of your client.

We’re experts at knowing the different risks that can affect your profession. We’ll take the time to explain the most relevant cover and features so you can make a fully informed decision. We’ll tailor our recommendations so you only pay for the cover you need.

Professional Indemnity insurance

Professional Indemnity insurance covers a breach of your duty of care and/or duty to warn, whilst performing your day to day business activities. Any errors or omissions that result in a financial loss to a third party could result in a claim being made against you.

Generally anyone that takes a fee for service and offers advice or a product that a third party relies on, should strongly consider insuring against professional negligence.

We offer up to $2,000,000 cover with competitive premiums with an option for higher cover if requested. We recommend that you take a level of cover that is sufficient to provide for the cost of both the damage caused, or in the case of an inspection the damage missed, and the cost of a legal case.

What it covers

Your professional indemnity policy will cover incidents such as a failure to report on building defects during a building inspection.

We offer up to $2,000,000 cover with competitive premiums with an option for higher cover if requested. We recommend that you take a level of cover that is sufficient to provide for the cost of repairs where the damage was missed and the cost of a legal case.

Our Professional Indemnity policy, is specifically written to cover the industries that we insure.

The above is intended as a summary only of the policy.

Liability

General and Public Liability covers you for personal injury or property damage occurring in connection with your normal business activities. We offer up to $20,000,000 liability cover with competitive premiums on a policy wording, underwritten by Pacific International Insurance Pty Limited, which is specifically worded for your industry.

 

DO BUILDING INSPECTORS NEED INSURANCE FOR LIABILITY?

This is a question that comes up very often when it comes to building inspectors, and the answer is yes. Building inspectors need insurance for liability, because, like all lines of work, there is a risk of incurring damage.

Why is personal injury a risk?

Personal injury can occur if someone on, or near, the property that you are working at is hurt because of your activities. That person, or their family, may claim compensation from you for that injury, and any expenses they incur as a result.

An injury can occur from someone simply tripping over your equipment. Property damage can occur by your equipment scratching or marking floors or furniture, or the inspector falling through the ceiling.

Claims of this nature, especially personal injury can take many years to go through the legal system. You therefore need to be sure you have sufficient cover now, to protect you against a settlement amount that will be determined in several years time.

Other Insurance Options

As an authorised representative of Ausure Insurance Brokers to provide you with a greater number of insurance options for both you and your business.

We can provide insurance for:

  • Motor Vehicle Insurance
  • Business & Liability Insurance
  • Electronic Equipment Insurance
  • Home and Contents
  • Caravan Insurance
  • Marine Insurance
  • Farm Insurance
  • Construction Insurance
  • Income Protection

If you would like further information in regards to any of these products visit Other Insurance.

Rapid Brokers Pty Ltd is an Authorised Representative (No. 402807) of Ausure Pty Ltd (AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).

Ready for a quote?

Rapid Solutions is the only underwriting agent with access to the specialist professional indemnity and general and public liability insurance offered by Pacific International Insurance Pty Limited. We offer competitive premiums on a policy wording, which are specifically worded for your industry.