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Like you, we know that there are all kinds of things that can go wrong when treating agricultural pests and weeds. From spray drift to property damage to personal injury, we can tailor cover to meet your specific needs.
Our insurance team has a wealth of knowledge which has been built up over decades. During this time they have made many long-lasting relationships that have provided them with an intimate knowledge of how businesses like yours work and the service you need from us.
With over 25 years experience working with your industry, you can conduct your daily business operations knowing that the premiere insurer for the Agricultural Pest and Weed Management industry is behind you.
First of all, it ensures that you don’t go bankrupt if one of your clients files a lawsuit and claims damages. Secondly, it covers a part of the legal costs associated with defending a negligence claim, and finally, it enables you to do your business with peace of mind.
Just because you don't carry out inspections and reports doesn't mean that you don't need Professional Indemnity Insurance.
Generally anyone that takes a fee for service and offers advice or a product that a third party relies on, should strongly consider insuring against professional negligence. Here are some examples of what your professional indemnity policy would cover:
The above is intended as a summary only of the policy.
General and Public Liability covers you for personal injury or property damage occurring in connection with your normal business activities.
Personal injury can occur if someone on, or near, the property that you are working at is hurt because of your activities. That person, or their family, may claim compensation and expenses as a result.
Claims can be made for an injury that occurs from someone tripping over your equipment or an animal being injured or poisoned by your chemicals.
Liability insurance also covers damage caused by unintended and unexpected spray drift.
Claims of this nature can take many years to go through the legal system. You therefore need to be sure you have sufficient cover, to protect you against a settlement amount that may be determined in several years time.
This is often referred to as Sudden and Accidental Pollution Cover and is covered by our liability policy. It covers the cost of containment and clean up of an accidental or unintentional chemical spill or discharge that could cause environmental impairment or pollution. These costs can run into many thousands of dollars.
It protects you in the event a chemical spill occurs during your treatment and that spill contaminates waterways, local water authority drainage systems, etc.
However it does not cover you for spillage from your vehicle. For that you require PestShield™ Vehicle Insurance.
Through IAL t/as CGU Insurance, we offer a motor vehicle insurance policy that is designed especially for those that carry equipment and/or chemicals. Comprehensive motor vehicle insurance is provided with the options of covering your fixed and/or removable equipment that you have in or carry on your vehicle.
Included in your CGU Policy:
As an authorised representative of Ausure Insurance Brokers to provide you with a greater number of insurance options for both you and your business.
We can provide insurance for:
If you would like further information in regards to any of these products visit Other Insurance.
Rapid Brokers Pty Ltd is an Authorised Representative (No. 402807) of Ausure Pty Ltd (AFSL 238 433). Rapid Brokers is a wholly owned subsidiary of Rapid Solutions Pty Ltd. Please read Ausure Pty Ltd's Financial Service Guide (FSG).